Safe haven assets are investments people use during uncertain or risky markets. Their main purpose is to protect value, reduce losses, and make a portfolio more stable.

Gold is a common safe haven asset. Investors often buy gold during inflation, currency weakness, or political uncertainty. However, its price can still change.

Government bonds, such as U.S. Treasury bonds, are also considered relatively safe. Investors often buy them during market stress because they have low credit risk. However, bond prices can fall when interest rates rise.

Cash and cash equivalents, such as bank deposits and short term Treasury bills, are useful because they are easy to access and relatively stable. However, inflation can reduce their purchasing power.

Safe haven currencies include the U.S. dollar, Swiss franc, and Japanese yen. Investors may buy these currencies during global uncertainty, but exchange rates can still move.

Overall, safe haven assets are mainly used for protection rather than high growth. They help reduce risk when stocks and other risky assets fall.